Over the years, I’ve had the opportunity to join CTV Your Morning to talk about all things mortgages — from first-time home buying and refinancing to reverse mortgages, credit tips, and navigating a changing market.

These segments are designed to help you feel more confident and informed, no matter where you are in your homeownership journey. I believe in clear, honest advice, and I’m proud to share these conversations to help you make smart, empowered decisions.

In this segment with Kelsey McEwen, I break down what you need to know about mortgage renewals — why it’s smart to start early, what to consider before signing your lender’s offer, and how I help clients explore their options with confidence. If you’re unsure about rates or just want to get the most out of your next mortgage renewal, this conversation is for you.

On this episode of CTV Your Morning, I joined Lindsey Deluce to unpack the big question: should you choose a fixed or variable mortgage? I broke down the key differences, the pros and cons of each, and how to decide what’s best based on your financial goals and risk tolerance.

I joined Anne-Marie Mediwake on CTV Your Morning to discuss extended amortizations — what they are, why they’re becoming more common, and what they mean for homeowners. We talked about how stretching out your mortgage timeline can lower monthly payments, but also the trade-offs involved, like paying more interest over time.

In this CTV Your Morning segment, I spoke with Lindsey Deluce about an important (and often confusing) part of the mortgage process: what actually counts as income. We covered everything from salaried employment and contract work to self-employment, rental income, and government benefits.

I joined Lindsey Deluce on CTV Your Morning to share simple, practical credit score tips — especially for those planning to buy a home. We talked about what lenders look for, how credit scores affect your mortgage options, and the steps you can take right now to improve your financial profile.

In this CTV Your Morning segment, I sat down with Anne-Marie Mediwake to talk about one of the biggest hurdles for first-time homebuyers: the down payment. I shared insights into how much is really needed, what programs and incentives are available, and strategies to help first-time buyers get into the market sooner.

I returned to CTV Your Morning to chat with Anne-Marie Mediwake about reverse mortgages — a topic that continues to generate a lot of questions. In this segment, I break down how reverse mortgages work in today’s market, who they’re designed for, and why they’re gaining attention among older homeowners looking for financial flexibility.

On this episode of CTV Your Morning, I joined Anne-Marie Mediwake to discuss what the recent drop in home sales means for Canadians. We looked at why activity has slowed, how buyers and sellers are adjusting, and what to expect in the coming months.

I sat down with Lindsey Deluce on CTV Your Morning to talk about how rising interest rates are affecting Canadian homeowners — and what you can do about it. In this segment, I explain how refinancing works, when it might make sense, and the key factors to consider before making a move.

I joined Anne-Marie Mediwake on CTV Your Morning to talk about a difficult but important topic: mortgage defaults. With rising interest rates and financial stress affecting more Canadians, we explored what defaulting on a mortgage really means, what the warning signs are, and how homeowners can protect themselves before things get out of hand.

To kick off the new year, I joined Lindsey Deluce on CTV Your Morning to share insights on what Canadians could expect from the housing and mortgage markets in 2023. We discussed how rising interest rates, inflation, and affordability challenges might impact buyers, homeowners, and those looking to refinance.

I joined Anne-Marie Mediwake on CTV Your Morning to explain assumable mortgages — a lesser-known but potentially valuable option for homebuyers in today’s high-rate environment. In this segment, I break down what assumable mortgages are, how they work, and when they might benefit both buyers and sellers.